We may not have realized that our investment methods are about to become outdated. Why? Because the high barriers to entry in traditional financial markets are limiting our investment potential. But BlackRock is sparking a financial revolution, the core of which is asset tokenization.
Do you think that assets are difficult to freely flow, investment channels are limited, and are restricted by the high threshold and opaque traditional financial system? BlackRock's focus on asset tokenization can help you solve these problems by providing unprecedented investment freedom through technological innovation.
Why is BlackRock betting on asset tokenization?
1、 BlackRock's asset tokenization strategy: BlackRock's comprehensive layout in the asset tokenization field is not only due to trends, but also stems from its clear strategic vision. CEO Larry Fink publicly and strongly supports tokenization, emphasizing that tokenization will profoundly change the infrastructure of the financial world. As part of its strategic layout, BlackRock actively invests in leading blockchain infrastructure companies such as Coinbase to solidify its foundation in the digital asset field. In terms of financial products, BlackRock has launched a Bitcoin spot ETF and actively promoted the Money Market Fund tokenization (BUIDL) project. In addition, we have actively explored the tokenization of the US stock market and plan to launch an exclusive stablecoin USDB to further consolidate our leading position in the digital finance field. BlackRock has always emphasized the comprehensive integration of cryptocurrencies into traditional financial management systems, with a clear vision towards achieving full tokenization of asset issuance, trading, and management.
BlackRock's asset tokenization strategy embodies three core characteristics:
1. Infrastructure reconstruction: BlackRock invests in blockchain infrastructure and collaborates with Coinbase to launch institutional level cryptocurrency custody services, seamlessly connecting traditional asset management with real-time on chain asset management.
2. Global compliance layout: BlackRock has obtained cryptocurrency licenses in Europe and other related regions, and has partnered with Middle Eastern sovereign wealth funds to build a private equity investment platform, establish a global compliance network, and ensure the legitimacy and global circulation of asset tokenization.
3. Scenario based innovative products: By tokenizing the traditional high threshold private equity (such as treasury bond, funds, infrastructure, etc.), it can be broken down into digital tokens that are easier to trade, reaching the vast retail and pension account markets, and realizing real investment democratization.
2、 Larry Fink's 2025 Investor Letter
BlackRock CEO Larry Fink has made it clear that asset tokenization is the most disruptive financial innovation since the birth of ETFs. Larry said, "tokenization is democratization. He emphasized that tokenization can achieve real-time on chain clearing of stocks, bonds, and real estate, completely solving the problem of capital freezing caused by slow settlement in traditional finance, and allowing capital to flow seamlessly 24 hours a day.
More importantly, Larry pointed out that asset tokenization can build a more inclusive financial ecosystem, allowing ordinary investors to participate in high-value investment fields that were previously exclusive to institutions with low barriers to entry. Meanwhile, smart contract technology will also enhance governance transparency. Larry calls for the establishment of an efficient digital identity system globally to unleash the trillion dollar potential market.
If we look at other contents in this letter, it is not difficult to see that BlackRock has a very clear understanding and strategic intention of tokenization, which is all tokenization and asset redistribution.
In this annual letter, Fink also reviewed the historical development of the capital market, pointing out its important role in promoting social prosperity and helping individuals accumulate wealth through investment. He talked about the need to further promote financial innovation to bridge the gap between the public and private equity markets, and emphasized the importance of expanding investment opportunities, especially allowing small and medium-sized investors to participate in asset classes that were originally only open to the wealthiest.
Although he acknowledges the widespread economic anxiety currently present, Fink still tries to appease investors, stating that such periods are not new - just as in history, relying on human resilience and the power of capital markets, the economy will eventually return to stability.
3、 Strategic layout from institutional hegemony to retail democratization
BlackRock, as an asset management giant managing over $10 trillion in assets, has consistently held a dominant position in the institutional market in the past. But now, it hopes to achieve strategic transformation through tokenization technology and become a leader in the global retail market. Starting from the multi billion dollar Bitcoin spot ETF, to the over 1 billion dollar money market fund tokenization BUIDL, and also connecting with multiple Defi platforms, while actively promoting the tokenization of the US stock market, we are also planning to issue at least trillions of dollars worth of BlackRock stablecoin USDB based on asset management product pledging. All of this is a clear roadmap and firm strategic goals.
Through asset tokenization, BlackRock can democratize institutional market assets, allowing retail investors to directly participate in markets previously monopolized by institutions. The statement 'tokenization is democratization' is essentially an important strategy for BlackRock to attract retail investors. At the same time, the launch of the digital identity system and stablecoin USDB further demonstrates BlackRock's ambition to completely change the global investment landscape.
4、 The Revolution of RWA and AI
The core technological innovation of Real World Asset tokenization (RWA) is different from the completely revolutionary Web3.0. It is able to upgrade traditional financial markets and financial assets forward, but it is not as reckless as Web3.0. The state of Web2.5 perfectly satisfies and drives the establishment of new production relations:
1. The reconstruction of production relations: The essence of RWA is the redistribution of digital assets in production relations, and the use of AI technology to further achieve full automation of real-world asset issuance, pricing, and trading. For example, by using DePIN and AI technology to form a distributed underlying asset pool, smart contracts can generate real-time risk ratings, replacing traditional manual due diligence and greatly improving efficiency.
2. Decentralized infrastructure: Depin network connects global green energy and computing power, and AI agents that connect all people, devices, and physical assets, with processing capabilities far exceeding traditional SWIFT systems, enabling real-time clearing of high-frequency transactions.
3. Closed loop liquidity ecosystem: The full process integration of asset tokenization is achieved through AI intelligent agents, which can quickly switch between decentralized exchanges (DEX) and centralized exchanges (CEX), achieve 24/7 asset liquidity, and directly reach retail users.
Traditional financial institutions represented by BlackRock, which are committed to innovation, are like awakened powerful families in the RWA power game. With their deep accumulation and huge assets and resources, they intend to incorporate RWA technology into their own ecology. In the future, competition will revolve around digital identity standards, asset tokenization standards, and on chain data sovereignty.
RWA: The inevitable trend of the next generation of digital financial market system. BlackRock represents the rule makers in asset tokenization, who are committed to consolidating the existing financial order through technological upgrades. But at the same time, there are also a large number of underlying technology innovators attempting to completely reconstruct financial infrastructure through disruptive technological innovation. In the RWA power game, there will be powerful families who turn their guns around, as well as grassroots rebels. The two are intertwined, driving RWA to spiral upwards and grow.
In the future, the development of asset tokenization will present a dual track competitive pattern of "traditional financial institutions leading the compliance ecosystem, and technology innovation enterprises controlling the underlying infrastructure". The financial revolution driven by technology and capital will determine the power structure of global financial markets in the next decade.
Conclusion: Democratization/inclusivity of investment is just around the corner, are you ready? BlackRock's asset tokenization strategy is providing you with the gateway to global investment opportunities, don't miss out on this wave of investment revolution. Take action to make your investments more free and full of potential!
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